Learn more: https://scottgriffin.com/blog/ There are a lot of factors that we take into consideration when qualifying you for a mortgage. One of the most important is your income. People earn income in all different types of ways, whether it be with an hourly wage, a salary, or through self-employment.The first two are pretty simple, but […]

Learn more: https://scottgriffin.com/blog/ Can you get rid of your mortgage insurance? Does it last forever? Those are the questions I’ll answer in today’s video blog. The good news is that, for most homebuyers, mortgage insurance doesn’t last forever. You can remove it under certain circumstances. To find out more, watch this short video. NMLS 1633936 […]

Learn more: https://scottgriffin.com/blog/ Mortgage insurance is a term you’ve probably heard before. What is it, though? And more importantly, is it necessary? Let’s face it: No one likes paying insurance premiums. When it comes time to purchase a home, however, mortgage insurance could make all the difference in your down payment and even whether or […]

Learn more: https://scottgriffin.com/blog/ I was recently wondering to myself, “What if I were able to purchase a home right here in Los Angeles with a monthly payment of about $100 a month?” This may seem to be nothing short of impossible, but I’m here to tell you that I’ve come across such a property. Located […]

Learn more: https://scottgriffin.com/blog/ We’ve recently had an update to how lenders look at credit, and many are calling it the biggest change since the invention of credit scores. It’s called trended credit data, and it basically shows what your credit behavior is like. If you’re simply making the minimum payment each month, you can come […]