Category: Blog

What a Mortgage Broker Can Offer You

Today I’ll share with you some of the gifts of working with a mortgage broker.   In today’s world, we’re surrounded by technology. Without a filter, technology can be very dangerous. Let me explain what I mean. When ...
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The Advantages of Owning a Home

If you’re a renter, there are several key reasons you should consider purchasing a home.   Why should you own instead of rent? That’s a great question, and today I’ll share the key advantages of homeownership. When we ...
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How to Convert Your Equity into Cash

Today, let’s talk about the ways that home equity lines of credit (HELOCs) can benefit you as a homeowner.   Unlike a traditional mortgage, with a home equity line of credit (HELOC), you’ll only be charged interest on ...
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Part 6 of 7: The Ability to Repay Law & Quali...

Welcome to part six of my seven-part series about the big changes that have happened since the mortgage meltdown! Today I’ll discuss the Ability to Repay Law and the Qualified Mortgage Rule. Giving loans to people without validating ...
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Part 5 of 7: The Anti-Steering Safe Harbor Law

In today’s fifth installment in my seven-part series on what changed after the mortgage meltdown, I’ll focus on the Anti-Steering Safe Harbor Law.   When you and I work with a mortgage broker, the broker has the ability ...
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Part 4 of 7: The Loan Officer Compensation Rule

The Dodd-Frank Act ensures that loan officers can’t ever earn any more or less money by selling a specific loan.   It’s time for section four of our seven-part series talking about reform and mortgages. Specifically, today we’re going ...
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